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How to hire the best roofing contractor

When deciding on your next roofing project there are a couple of things you must keep in mind apart from roofing specifications. When making big decisions be sure to do your own homework on which contractor will be a risky hire, and which company will be the best fit for you based on reviews and past experience. Regardless of how big or small a job may be here are a few key points to remember when determining who you will trust your home with.

What is a risky hire?

While roofing is one of the most dangerous jobs in the construction trade, there are laws around hiring people to work on your home.

If the contractor you bring to your home has minimal or no workers’ compensation coverage or insurance, you run the chance of being liable if any of the workers get hurt while working on your home. The last thing you want to di is to have to pay for your roofer’s medical bills.

It’s no surprise that companies who don’t prioritize liability coverage also don’t prioritize safety hence having this coverage is both the right thing to do and required by law.

Anyone willing to break the law and put their own staff at risk, shows the limited business experience they may have and it might be best to choose another contractor to avoid headaches.

A common warning sign is a constant ask for more money and lack of communication during the roofing process. 

Believe it or not, it takes a well trained team to properly execute a full roofing job.

A common warning sign is if the company does not have references or a trusted website. Also be on the lookout for recent online google reviews. These are just a few things that can bring peace of mind, when doing your own due diligence or research.

Another thing that has potential to be a bad hire, could be what most people know as “jack of all trades”. While they may be knowledgeable in many fields, nothing can replace years of experience installing thousands of roofs like a local and reputable contractor.

Keep in mind that a manufacturer in most cases won’t even consider their work to be any higher quality than if you did the roof yourself and therefore you won’t get much guarantee on your shingle product.

Make the right hire the first time with a community backed contractor. 

They say a sign of an expert is the ability to explain complex situations in simple terms and for that reason, we have simplified work contracts and clear estimates that allows you to understand the processes and steps on your home project.

Choose the contractor that can prove they have the insurance and workers’ compensation needed. You don’t want to be caught in an instance where there is an emergency on your property and there is no liability.

At Boss Roofing we are factory trained to inspect and install shingles. Once we help you determine the right shingle for your home, our manufacturer-certified installers will make sure that your install qualifies for the best coverage in the industry.

We also take our initial job site setup and final cleanup extremely seriously. One piece of equipment that we frequently use is our mobile dumpster. This mobile trash catcher allows us to reach many areas inaccessible to traditional dump trailers and bins without damaging the property. Thanks to its large soft tires, once in position, we lift up the bin to safely catch material directly off the roof. We then move the debris and safely dispose of it. Because we specialize in roofing we only invest in the best tools and equipment for the job. We do our very best for you!

In conclusion avoid unwanteds headaches with risky hires, and make the right choice with an experienced and established roofing company like Boss Roofing.

Call Boss Roofing for your next roofing job.


Preparing for a Roof Replacement

After deciding to replace or repair your roof here are helpfull tips to keep in mind before the job has begun.

Tips to make the roofing install easier on you:

Vehicles – If possible park your vehicles away from areas prone to falling debris. Keep in mind that it may be difficult to move your vehicles out of the garage once the job has started.


Scattered Items – Clear away any toys or big items if possible from your lawn. Roofers must be able access your roof from each of the four corners in order to safely get on your roof. If an item is too big too move we will protect it using a large tarp over the area.


Spotlights or Sprinklers – Point out any permanently mounted spotlights, or buried sprinkler systems to your roof consultant in order to let the crew know where to be extra careful.


Fresh cut grass makes debris cleanup easier. For example, when using a rolling magnet, it is smoother to glide across the lawn making it seamless to pick up any metal debris.


Access Check – If you are planning on being absent, make sure to let your roofing consultant know how to enter locked gates or areas near your home that may be needed to access.


Large pets – Keep your pet safe by taking it for walks, instead of letting it loose into the back of the house. In order to avoid any accidents, maintain the pet within a secure area.


House preparation – Roofers will not need access to your home, they will be making noise on the roof. Please plan accordingly if you have little ones, scared pets or elderly family. Last but not least, make sure that anything breakable is safe away from ceiling walls, in case of heavy vibrations.


Kids Safety – It is best practice to keep your children inside the home until the roof replacement is fully cleaned up and complete.


Be a good neighbor – It’s a good idea to inform your neighbors about the roof replacement. It gives them a heads up regarding the noise and movement that will be happening in the neighborhood.


Congratulations! Now you have a better understanding on how to prepare for your roof replacement!

Should I Stay Home During My Roof Replacement?

Here is a short list of things to keep in mind if you plan on staying inside your home during your roof replacement.

  1. Roof Replacement can be a noisy process

Children and elderly family members may be sensitive to loud noise you may want to plan accordingly. Pets also may be uneasy of loud noises, in order to avoid them running away, please secure them in the best and safest way possible.

  1. When you leave your home, be sure to look out for falling debris

A lot of debris can fall to the ground when the roof is being torn off. Please be extra cautious when entering or leaving your home. Roof workers, often cannot see beyond the edge of the roof while they work. If you have any questions, contact your roofing consultant right away.

  1. Landscape and Foliage

We strive to protect your lawn, patio, and flowerbeds. We ensure that a tarp is attached from the roof edge to the ground, in order to cover your pool or foliage area.

  1. Use of your parking space

Parking in your own driveway on the start day, can be a burden to yourself. Since many contractors park their vehicle, materials, and tools on the driveway. You might end up in a bad spot, or not be able to easily leave your driveway. So, if you are planning on staying home, you will need to find a safe place to park your vehicle away from falling debris.

The Key Takeaway

Although it may be best to remain at home while your roof is being replaced. In case you are planning on leaving your home, please use caution and voice any concerns you may have with your roofing consultant.

Will My Property Get Damaged During a Roof Replacement?

Roof replacements are no small job. Therefore, use a contractor that will put their years of experience to work, in order to avoid damage.

These are some options you should discuss with your contractor in order to minimize damage to your property, during the roof installation.



Tarps are a common method used to protect your lawn and flower beds, the most common way is by attaching a tarp at an angle from your roof to the ground.  That way, any debris or material will slide down and away from your foliage.



Paved areas are the best place for contractors to park their cars. You can communicate this to your contractor. However, professional contractors will be careful to protect your property. Paved surfaces like your driveway can prevent lawn damage. This will ensure that your sprinkler systems and septic tanks as well as power lines are protected.


You can also take additional precautions. Here are 3 tips you can keep in mind.

  1. Protect Your Attic

A plastic cover or tarp can be used to protect your attic ceiling. This will catch any debris and make cleanup easy.

  1. Clearing up the area around your patio and deck

An additional step may be to ensure that everything is cleared out and moved from your deck and patio

If you require assistance contact your roofing consultant.

Plywood is commonly used as a means to cover windows where heavy falling debris is prone to happen.

  1. Preparing Your Landscape

Experts recommend trimming a low hanging tree over the any home. Additionally, it is a good idea to trim the grass one day before work starts. This will make cleanup easier but also our magnet nail and staple roller is able to be passed along in low grass to pickup all metal debris.

The bottom line

Roof replacements can be a significant investment, in protecting your home. You don’t want to cause additional damage to your home, since that could increase the cost of repairs. This investment, should be made with the intention of minimizing the damage to your property. Before you start, communicate your concerns with your roofing consultant. It is important to have a discussion about all the protection procedures involved. This is a sign that a skilled and professional roofing contractor has the needed experience. Once you have done all the research, you can now relax and let your beautiful new roof get installed. We hope that you enjoy your new roof for many more years!

What Are the Pros and Cons of Doing a Full Roof Replacement Vs Roof Repair?

Will I need a full roof replacement or a partial repair?

This question is frequently asked by homeowners after an inspection has been completed. Truth be told, there are many factors that can influence the answer. For example, what is the extent of damage your roof has sustained? What is the age of the roof? What material was used in your previous install?

Since it is not as simple as choosing fruit from the local grocery store, it requires careful planning, research, and confidence in your contractor. The contractor you choose must be able to make great repairs and offer a guarantee against future leaks in the area they are repairing. This is crucial when it comes to protecting your home as well as your money. Note that we will not provide a warranty on the repairs if we are unable to do so.

There are ways to ease your burden. Learn more about roof replacements and roof repair.

Roof Repairs

If you catch the problem early enough, roof repairs can be a great option. A roof repair is often the best option. If it’s caught in time, it’s almost always better. If your roofing materials are still in good condition and there is a leak, we recommend a repair. This will fix the leak and any other issues that could be causing you problems in the future. We will ensure that your roof is in good condition when we leave your house.

Let’s take a look at the pros and cons to roof repairs so you can make an informed decision.

The pros

  • Low cost: A roof repair costs less than a full replacement. This option is ideal if you have a fixed budget to complete repairs.
  • It takes less time. You can have your roof fixed in a matter of days. You can also expect minimal mess, which makes it easier to clean up, and reduces costs.
  • Functionality is important – roof repairs are the best way to increase the longevity and durability of your roof. This can add years to your roof, and help prevent costly leak repairs down the line.
  • It’s an easy way to improve the aesthetics of your roof without spending too much.

The Cons

  • Higher costs per square – because the area to be repaired is smaller, it will cost more. Repairs are typically slower because we have to tie into an older roof.
  • It can be hard to find the right replacement parts, especially for shingles. It can be difficult to find the perfect match if your property or home is older, therefore making it more difficult to match your color.
  • Higher probability of undetected damage- Since the roof isn’t being replaced entirely, it is possible that other areas are failing that you don’t know about. Which in turn will leave you calling contractor once more for additional repairs if the damage becomes more severe.

Roof Replacements

Roof replacements may be complete or partial depending on the extent and severity of the damage. These are the pros and cons.

The pros

  • You will get a high return on your investment – You will have peace of mind knowing that you invested in a home appreciating renovation.
  • It can improve the appearance of your home – There are many options available today. You have the option to choose from the most current design, color and style, which will add curb appeal and value to your home.
  • The roof replacement will increase the property’s value – If you are planning to sell your property or home soon, this will make your property more attractive.
  • It’s easy to find reliable contractors – professional certified contractors can provide roof replacements. 

The Cons

  • It takes longer – Roof replacements can take up 14 days to plan, obtain permits, schedule, and if there you have an event coming up, you may have to plan accordingly.
  • Noise and fallout can cause distress – constant banging over a prolonged period of time can be disruptive for those living in the house. This is especially true if you have children or pets, as well as elderly members.
  • Roof replacements can be expensive. This is due to the high costs of labor, materials and the time required to complete the project professionally and efficiently. 

Which one is right for you?

Roof repairs can be a temporary fix for a leaky roof, but a roof replacement is possible if the roof has sustained severe damage.

It is worth noting, however, that roof replacement may be the best option if there are frequent leaks. Roof replacement is a viable, long-term option. Experts recommend it as a good investment that will give you peace of mind and a sturdy roof that is leak-proof for a longer time.

Roof replacements are now done with the most modern techniques, tools and equipment. They are also of higher quality than those done in the past. 

The Key Takeaway

You can now make an informed decision on which option you want to choose by reviewing all of the pros and cons. Get in touch with a professional contractor to inspect your roof sooner than later!

An experienced contractor can help you find the best option within your budget.


Have more questions? Give Boss Roofing a call at 815-590-2677

Can I Install a New Roof Over An Existing One?

If you are looking to replace your roof but don’t know if your roof can be repaired, we will gladly answer all your questions.

Although many believe it is better to have your entire roofing shingles removed and replaced from scratch. You can still have your roof installed on top of the old one. Many homeowners choose to do this, particularly if their old roof supports the structural integrity below. Before you make the decision to replace your roof, there are some important things that you need to consider.

Roof Replacement vs. Re-roofing – The Basics

Roof replacement is a laborious task that requires patience and hard work. This includes the entire reinstallation of your roof. The process begins with the removal of your old roof. The entire roof, including the deck, is removed and then the whole process of installing a new roof begins. It doesn’t matter how many layers of shingle you have on your roof, they all need to be torn off in order to begin the new roof installation. This requires additional labor and crew members in order to complete the job quickly.

A re-roof, or the installation of a roof over an existing roof, involves the addition of another shingle layer. If the roof is in good condition, it will not be leaking after a rainstorm. It could be at the end of its useful life or even losing its functionality. This is also called an overlay, which means that no tearing-off occurs. This process can be done more than once.

What are the pros and cons of a full roof replacement vs. roof repair?

When Is It Possible To Go Over Your Old Roof i.e Reroof?

Let’s take a look at some aspects that can make reroofing possible. These are just a few:

  • When your old roof is past its useful life.
  • Your shingles’ granules may have begun to wear away due to harsh weather, but they are not yet curled.
  • If there are no roof leaks, or other underlying problems.
  • If you want to give your home a fresh look without spending too much money. It is fast, efficient, and much less expensive than replacing a roof.

When Is It Not Feasible To Go Over Your Old Roof?

Here are some factors to consider:

  • If you don’t have asphalt shingles, reroofing may not be advisable. Because shingles can only be placed over old shingles.
  • If you have already got a reroof done over your old roof, then doing it the third time may make it unsafe to live in.
  • If there is extensive damage, then going over the old roof is often not recommended. It is better to go for a full roof replacement instead.
  • Curling shingles, trapped moisture. or prior bad roof install.


Going over your roof – The Pros and Cons

The following pros and cons can be used to help you narrow down your options for roof replacement.

The pros

  • It is cheaper than a new roof.
  • It requires less labor and takes less time than a roof replacement.
  • This quick fix will make your home look new again in no time.
  • Increases the lifespan of your roof by up to 15-20 years

The Cons

  • It is possible to overlook roof problems beneath.
  • It makes the roof heavier.
  • Two layers trap heat and retain it, making your home more hot and prematurely deteriorating the shingles.
  • If the top layer is not properly installed, it could lead to fungal and bacterial growth.
  • The actual cost to remove both layers and then have a new roof replaced

The Key Takeaway

If you are looking to get a roof replacement. It takes a lot of planning and calculation to make sure that a roof is replaced correctly. A professional roofing contractor is the best place to start since it has all the tools necessary to make sure your roof is replaced correctly.  Here are a few tips that will save you both time and money going forward.  If you are still considering a roof replacement compared to a repair, see our other helpful article below:

What Are the Pros and Cons of Doing a Full Roof Replacement Vs Roof Repair?

Should I File a Claim for My Storm Damaged Roof?

Weather-related damage can cause stress and add to the cost of rebuilding your property or home. A roof repair can be very expensive, especially if your entire roof is damaged by severe storms. It is important to act quickly if you want the roof repaired or replaced. It is not a good idea to have a leaky roof in the event of a heavy downpour. You can mitigate secondary damage and reduce the financial burden by filing an insurance claim.

If you are wondering if it is possible to file an insurance claim to repair a damaged roof after a storm, the answer is yes. However, your deductible must be met or exceeded and it must clearly state that the damage is storm damage, not wear and tear, or maintenance issues.

How to determine if you are eligible to file an insurance claim

Certain aspects of homeowner’s insurance may not be covered. This includes valuable items, collectibles and jewelry. Most policies cover storm-related damage, hail or rain. A roof repair for a storm-damaged roof can be added to this list, but you must have visible and substantial storm-related damage to your roof to be eligible for an insurance claim.

Insurance covers different types of roof damage claims

Your homeowner’s policy may cover partial damage depending on the severity and age of the damage. In some cases, they may cover the whole replacement. The storm damage may have reduced the roof’s lifespan or rendered it more vulnerable to future storms. This could make your roof unsafe for you or your family members. The insurance company will cover roof repairs or replacement of roof, even if the roof is damaged in part.

The insurance company might offer cost coverage for the entire roof replacement if there are any matching issues or materials that are not available.

These are the signs you should be looking out for when a storm strikes. You can save money by being proactive. If your roof is damaged, you should immediately call your local roofing contractor to have it repaired.

  • Missing or broken shingles
  • Partially or completely blown off roof
  • Vents and roof gutters that are damaged or broken
  • Roof tiles that have cracked
  • It’s best to curl up the shingles
  • Your attic may be leaking
  • There may be fallen trees or other debris on your roof
  • Roof structure damage
  • Broken screens or roof windows
  • There are depressions and dents on the outside of the roof’s outer surface.

How to file a claim the right way

You should read and understand your homeowner’s insurance policy in order to make the most of it. A professional and systematic approach is required when filing an insurance claim for your roof. You must be proactive and cautious. Here are some other tips that will help you.

  1. Call Your Insurance Company after you get it inspected

After speaking with your roofing contractor, you should  call your insurance company. This will make your insurance claim easier. They will also be prepared to provide documentation of all the damage for the insurance adjuster upon arrival.

It is also best to get in touch with a professional contractor who specializes in roof repairs and can coordinate with your insurance company. Then you can relax and let the roof repair process take care of itself.

  1. Assess the damage

Photos and documentation are essential. To ensure that nothing is missed, you should conduct a quick inspection before the contractor arrives. Roof damage can also affect other areas of your home. Your home’s structural integrity may also be at risk, particularly if your roof is completely or partially blown off by a fallen tree.

You should only do this if the roof is safe. Otherwise, you could endanger yourself or your family. If the roof is severely damaged let your local roofing contractor inspect it and make sure it is structurally sound.

After severe weather or heavy rains, you must be aware of roof repair scams. Contractors want to make as much money as possible from homeowners who are vulnerable. This is something you don’t want. Two things are important to keep in mind to prevent this from happening.

First, don’t pay a contractor if they ask for 100% upfront payment before work begins. You might be better off finding another contractor. This is the most obvious sign that the contractor is unprofessional and very likely a scam.

A licensed contractor is also a good choice since the have the most up-to-date equipment and tools to complete the job efficiently.

In conclusion

After a storm, roof damage can be a stressful experience. It can be difficult to find the right answers. However, homeowner’s insurance will help you get through the insurance filing process. Make sure you have all the necessary documentation and contact information for your insurance company at hand. Remember to not delay. The longer you wait to respond, the chances that your insurance may not be able to cover it completely. By hiring the right roofing contractor you will not waste time getting estimates. Also your insurance company is required by the policy to repair or replace the damage to pre-storm conditions. Get an experienced contractor who will be able to get your insurance to cover the expenses where all you should par is your deductible.

How Much Will It Cost Me to Repair My Storm Damaged Roof?

The damage to your property caused by heavy winds, hail or severe storms can be catastrophic. Your roof will often suffer the most damage from these types of storms. This is true even if your roof is the strongest and most durable. Mother-nature can cause major damage to roofing materials that are of high quality, which in turn would bring up the cost of repairs. Many homeowners have questions like:

How much would it cost, what is needed to be fixed, and how long will it take?

There are many factors that will affect the cost of repairing a storm-damaged roof.

  1. The extent of the damage

The severity of the damage will determine the cost of the roofing repair. The cost of roof repair will increase if the damage is severe. Roof leaks or missing shingles can be fixed at a minimal cost.

If your roof is completely blown off, you may have to to get a full roof replacement.

This can be costly and vary depending on how difficult or complex the material is and how much it costs.

Your preferred roofing contractor will inspect your roof to determine the final cost and should share all options available. Most contractors will provide a breakdown of damage and photos, as well as the estimated cost of repair.

  1. Contractors Experience

It is also important to remember that your roofing contractor might charge you a higher estimate because of their expertise and latest tools they use. This ensures that the job is completed professionally and efficiently, so your roof will be durable and leak-free when it rains.

Talk to your roofing contractor about the process of roof repairs and the years they have been in the business. Ensure you get the best return on your investment and choose a contractor with experience and latest tools to help you to feel comfortable about the cost of the repairs.

  1. Roof Warranty

Most roof replacements come with a warranty. Depending on the company that replaced your roof, this warranty may last up to 50 years. A roof warranty is available for those who have had a roofing replacement. These warranties take into account the cost of repair, installation, and any materials needed for repair, and manufacturing. A few roof replacement warranties do include weather-related damage. Talk to your local roofing company about this. If they have warranties that cover storm-damaged roof repairs, you are in luck! This will save you lots of money on roof repairs.

  1. Get in touch with your insurance company

You can take a sigh of relief if you have homeowner’s insurance. First, get the damage assessed and verified by your local roofing contractor. This will ensure that you do not have to file a claim that exceeds your deductible. Once you have the facts, contact your insurance company.

Roof repairs that are required after storms or heavy winds driven rain are usually covered by homeowner’s coverage. This will help you to manage your finances and reduce your cost.

We recommend that you contact your local roofing contractor who specializes in roof repairs. They also work with insurance companies to make sure the claim process goes smoothly with all required documentation. This arrangement is a win-win and will make the roof repair process simple. In this instance, you will only have to pay your homeowner’s insurance deductible.

  1. The Materials

The final factor that affects the cost of roof repairs is the material used. There are many options available: metal roofs, flat roofs and roofs with asphalt shingles. Roof repairs for metal and slate roofs are more expensive than roofs made of shingles or composite materials. The cost of roof repairs will vary if you consider the cost of the replacement material that will be used.

Damage to your roof after a storm – What to look out for

Want to find out if your roof has sustained damage after a big storm? Here is what to look out for:

  • Blown off shingles scattered around your lawn
  • Missing or peeling flashings
  • Vent or deck damage
  • Leak in the attic after a storm
  • Full or partially blown off roof
  • Clogged gutters or damaged vents
  • Tree debris and fallout

The bottom line

When it comes to repairing your roof it must be done swiftly. If there is delayed action your home may suffer more damage – In addition if you feel your roof has recent storm damage and would like a free estimate, get in touch with your local contractor. Although it is an investment to be made it is sure is worth it in the long run, saving you from future roof leaks, mold outbreaks , interior damage, and structural damage from wood rot and more.

What Should I Do After I See or Find Storm Damage?

If you live in an area with frequent storms, you may be familiar with the procedures that must be followed following a severe storm.

There are some steps and tips that you can use to minimize the damage and prevent secondary damage. These are the steps you should take if you find storm damage at your property.

  1. Inspect your home

First, you need to walk around the property and look for any damage. You should inspect your roof for damaged shingles and broken gutters. Your roof could be completely or partially blown off. When inspecting your attic be very careful. You may also have substantial water leakage.

Your landscape may be compromised as well as broken windows, doors and fallen trees. Once you’ve assessed all the damage get in touch with your preferred local storm damage contractor right away.

Here are some pro-tips:

  • Ensure the safety of your family. Stay outside until help arrives also do not enter your home if the structural foundation has been compromised. This is because your roof or walls could collapse.
  • Check for signs of damage to your pipes or water lines. If necessary, close all faucets in your bathroom and kitchen. If you suspect that the waterline is damaged or infiltrated by greywater, do not use the water.
  • Broken or damaged objects, such as glass shards or exposed nails, can pose a danger. Wear proper footwear when inspecting outside.
  • Avoid water bodies. It could be your flooded basement, or water that has accumulated from outside. Greywater can contain bacteria and other water-borne diseases. A downed powerline can make the water source unsafe to be near. Stay away from the water source and relocate you and your family to a safer spot.
  • If you suspect that there is a gas leak, open all windows and doors and contact the authorities immediately.
  1. Assess and document

Take photos of any damage that you see, and then make sure to have your homeowner’s insurance paperwork. It will be much easier to file a claim with your homeowner’s insurance. This is a great way to be proactive. Before you call your local storm damage contractor, keep these important steps in mind. It is also recommended to call your local roofing contractor if you are not sure if your roof has suffered damage.

  1. Get in touch with your insurance provider

Once your contractor has confirmed that the repairs will exceed your deductible, it’s time to call your homeowner’s insurance and notify them about the incident. Don’t delay in sharing the photos and assessment of the damage. Also y our insurance company will send you your claim number. They will also assign a field adjuster who will come out to assess the damage and start the settlement process to get your home restored back to its pre-storm condition.

  1. Hiring a professional contractor or repair service company

Choose a contractor who has extensive experience in handling insurance claims. Not only are they experience in insurance mitigation they are also quick, efficient and helpful in reducing stress after a storm damages your home. Many experienced contractors work directly with your insurance company, which ensures that everything goes smoothly.

Be wary of scammers who often ask for full upfront payment, avoid having them restore the damage for you.

  1. Mitigate Risks Going Forward

In order to mitigate any risk after an installation be sure to use the best roofing contractor, one who uses the latest tools and installation methods.

Are you prepared in case there is another emergency?

  • Sandbags are a great investment to stop water from building up or getting indoors. Also to prevent water seepage, you can cover windows and doors with a plastic tarp.
  • Check for mold in damp and warm areas a few days following a storm. Have it taken care of immediately. If left untreated, mold outbreaks can pose a danger to your health.
  • Install an impermeable structure over your circuit breaker to protect it. This will stop water from leaking into the circuit breaker, increasing the chance of it catching on fire.
  • Trim your trees regularly. Landscape service providers can remove trees that are susceptible to falling or being uprooted.
  • A high-quality submersible pump is a great investment. It can draw out large quantities of water that might have seeped into your house during storms or heavy rains.

The bottom line

Knowing what to do after storm damage can help you save time and resources. It is important to act immediately in order to not delay the repair and restoration process ,which could impact the structural integrity of your home. All to keep your family safe.

You can now relax. Knowing that you have everything in place for the storm be sure to keep the number of your professional contractors and insurance company handy. Call them as soon as possible after the storm passes.

If you have questions about your insurance related to roof replacement, check out our article:


How Do Storm Damage Insurance Claims Work?

With regards to insurance claims in the wake of experiencing storm damage, many complications can emerge all through the process. Particularly if your rooftop has been partially or completely blown off. Most homeowners’ insurance policies don’t cover roof repairs. But if yours does then a roof repair or full roof replacement after a storm damage shouldn’t cause you any worries.  

Below you’ll learn what to be aware of when submitting an insurance claim after storm damage.

  1. Assessing the Damage

Every insurance claim is unique and depends on the level of damage incurred. Filing for insurance claims such as an unhinged door or décor that has been blown away from your patio will most likely not go through. However, filing an insurance claim where there has been severe damage will most likely go through. After the storm has passed and it is safe to do so you can go outside to assess damage and identify areas that will require restoration or repair.

These are the areas that you should pay attention to.

  • Check your roof for missing or blown-off shingles. The roof could have been completely or partially blown off in some cases.
  • Your roof or property may sustain structural and foundational damage.
  • Cracks in your roof, ceiling or walls
  • Leakage – Make sure you check your attic, and any rooms that have a lot of windows. Water can seep into the smallest cracks and crevices.
  • Fallout – Any fallen trees or other debris that falls on your roof or in the landscape. 
  • Broken glass and damage that may extend from the gas pipe to the water line or power supply.
  • Gutters that are blocked, broken, or damaged on the roof.
  • Flooding is a problem that can be found in basements or along exterior walls.
  1. Contact your homeowners insurance company

After the damage has been assessed and verified by an expert, you can call your insurance company. This is where you should provide details about the damage. To speed up the claim process, you might be asked to provide photos of the damage which will be sent to the appropriate department.

The representative will then provide you a claim number. An adjuster will call and schedule a day and time to inspect your property. The extent of damage that can be claimed depends on your homeowner’s policy. Once the damage is assessed and is worth being repaired, the claim can be approved and the work can begin. 


  1. Calling in a professional and reliable contractor

It is crucial to get in touch with an experienced and reliable contractor. It is important to only hire contractors who have worked with insurance claims. Because contractors may have an easier process for communicating and coordinating with the insurance company, which will be more efficient.

If you wish, you can request multiple estimates and opinions from different contractors. It may only mean that your insurance company approves the lowest cost option. Consider that the cheapest option might not be the best.

Pro-Tip: Be Proactive

Important to remember that an experienced storm damage contractor can help you settle your claim with your insurance company. This will ensure that your insurance company will pay for all work required to restore your property to pre-storm condition. You will only be responsible for the deductible.

Scammers are another reason to be cautious. A contractor that is not certified might ask for full payment upfront, please beware and avoid such contractors. In addition to that they may not have the tools or equipment necessary to complete the job efficiently. It is important that the damage claim be approved and paid for before any work can begin.

Insurance claims for roof repairs

A homeowner’s policy can pay for any roof repairs even partial, if it covers roof damage caused by weather-related events.

The insurance company may also pay for roof repairs in the event of material shortages or matching issues. If that is the case then a complete roof replacement might be necessary.

  1. Post-Repair and Restoration

After the restoration and repair work is complete, the professional storm damage contractor will give your insurance provider all the documents necessary to release final payments and close the claim. This will depend on the extent of the damage and how long it took to repair.

The Key Takeaway

Storms can be dangerous and cause destruction. What counts is how quickly and efficiently you respond once damage has occurred. And the first thing that should come to mind is calling your favorite local storm damage contractor to confirm damages. They’ll assist you document all of the damage and make sure your insurance carrier covers the costs of restoring your property to its pre-storm condition.



Call or Text Boss Roofing Today! 815-590-2677

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